How Your Life Settlement Offer is Calculated

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On average, a life settlement or viatical settlement candidate will receive an upfront cash settlement of 25% of the life insurance policy death benefit. However, life settlement and viatical settlement offers vary widely on a case-by-case basis – ranging from 10% to 80% of the death benefit depending on the individual insured, the life insurance policy and the market conditions. A life settlement offer is made on the basis of three key variables. Read more